Medical Malpractice Coverage That Puts You First

Medical Malpractice Coverage That Puts You First

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Putting Physicians First Since 1976

Since our inception, Mutual Insurance Company of Arizona (MICA) has focused on offering medical malpractice insurance coverage that physicians and medical professionals can count on at sustainable rates. By keeping our insureds top of mind, we have become the market leader in Arizona and are steadily growing in Colorado, Nevada, and Utah. 

 

Medical Malpractice Coverage for Medical Professionals and Groups

Why do our insureds choose and stay with MICA:  

  • Financial Strength & Stability: Our financial position is one of the strongest in the medical professional liability insurance industry with an A (Excellent) rating from AM Best for more than 35 years. 

  • Trusted Guidance: Our  insureds can receive risk assessments and education on best practices from The Risk Team to prepare and prevent liability whenever they need.  

  • Assertive Claims Defense: Our experienced claims professionals are here to support and defend our policyholders every step of the way. 
     
  • High Touch Service: Our team can be counted on to promptly return every email, phone call, and inquiry with a thorough explanation. 
We Got You

We've Got You Covered

Choosing the best medical liability coverage is an important decision since your medical practice and assets are on the line. Our trusted medical malpractice insurance covers you for medical professional liability, peer review, defense costs, supplementary payments, and discretionary medical payments. The type of coverage we offer is a claims-made policy that encourages reporting of potential claims and locks in coverage for future claims. A few other highlights include:  

  • We partner with the best local MPL defense attorneys for the litigation process.
  • Our consent-to-settle clause without a “hammer” gives you a choice to take a claim to court. 
  • Part-time discounts are available depending on hours and specialty 
  1. Learn More About Our Coverage

 

"MICA has been so helpful that I feel they are an extension of our medical practice. With MICA, the most complicated matters are handled with ease and their commitment to communication keeps me well-informed throughout the entire process. I appreciate and depend on the partnership with MICA to keep our physicians protected and prepared no matter the situation."

"As a mutual insurance company, MICA treats its physicians as owners. When outcomes are favorable, MICA provides a generous dividend to pass along savings directly to its members. MICA is different from your average insurer that is out to make money. That’s why I refer my colleagues to MICA for its quality protection at fair rates." 

"For almost 15 years, MICA has been a dependable partner no matter the situation. Even when confronted with issues I thought were insurmountable, the associates at MICA made the process easy to understand and easy to navigate. I feel confident that every time I pick up the phone, someone at MICA is ready and able to have my back and be a true ally." 

"MICA has made handling our medical malpractice insurance a breeze. They are very responsive and willing to help whenever possible. They are always a phone call or email away and I can expect to hear from them immediately. I highly recommend MICA for your medical professional liability insurance needs."